Money & taxes
Taxes and ChoreCircle
General information, not tax advice
ChoreCircle never touches the money that changes hands between members — you settle payment directly with each other. That also means tax obligations are yours, not ChoreCircle's, on both sides. This page is a starting point, not a substitute for checking with Vero (the Finnish Tax Administration) or a tax professional about your own situation.
If you're a helper
Money you earn doing chores is taxable income in Finland, the same as any other earned income — being informal, occasional, or arranged neighbour-to-neighbour doesn't make it tax-free. Keep track of what you're paid over the year so you can report it correctly, and be mindful of how regular chore income interacts with your tax card if you also have a job, benefit, or study grant.
If you're posting chores
Paying someone directly for work in and around your home can come with employer-like obligations, especially if the arrangement is regular or the amounts add up over the year — things like statutory insurance or withholding can be triggered by thresholds set in law. If you post chores often or pay one helper repeatedly, it's worth checking where those thresholds sit before treating it as casual.
About kotitalousvähennys (the household deduction)
The household expense tax credit generally requires the person or company you paid to be a registered business or listed in Vero's ennakkoperintärekisteri (prepayment register). Paying a private individual informally — which is how most ChoreCircle arrangements work — usually doesn't qualify, so don't assume you can claim it without checking first.
Where to go for the real answer
This page explains why taxes are worth thinking about, not what to do about them — that depends on your income, your municipality, and rules that change over time. Vero.fi has current guidance for both earners and household employers, and a tax professional can give advice specific to you.